RFK JR. Grilled in Medicare: What is Medicare’s part, part B of Medicare and Medicaid? What are they?


Robert F. Kennedy Jr. He was grilled by Senators for the ideas for reforming Medicaid and Medicare on Wednesday during his first confirmation audience as a candidate for President Donald Trump to become the Next Secretary of Health and Human Services.

In this role, RFK Jr. It would have authority on the Centers of Control and Prevention of Diseases (CDC) and the Food and Drug Administration (FDA), as well as the National Health Institutes and the Centers of Medicare & Medicaid Services (CMS), which is responsible for the programs of Medicare and medicaid. Dr. Mehmet Oz was nominated by Trump to run the CMS.

During Wednesday, Kennedy told senators that “Medicaid does not work for the North -Americans”.

“It does not work specifically for the target population,” he said.

Kennedy said the premiums and deductible ones are too high, the “networks are narrow” and that the best doctors and health systems do not accept it.

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Medicaid, originally designed for the north -poorest Americans, has been “dramatically expanded”, leading to greater financial pressures on this population, he said.

RFK is in audition

Robert F. Kennedy Jr. It sits during your confirmation audience of the Senate Finance Committee on January 29, 2025 in Washington, DC (Anna Moneymaker / Getty Images / Getty Images)

“The irony of the expansion is that the poorest north -Americans are being stolen,” he continued.

A patient waits for a doctor's room.

A patient waits for a doctor’s room. ( / stock)

In terms of Medicare, Kennedy believes that more people would prefer to be in the lead of Medicare “because it offers very good services”, but he is too expensive.

When asked what reforms he would recommend to improve the service and make it more profitable, Kennedy said there are “many things” we can do, but he stopped offering specifications. He said that the ultimate goal is to increase transparency and accountability, as well as “the transition to a value -based system instead of a rate -based system”.

What to know about Medicare Part A, Medicare Part B, Medicare Advantage and Medicaid:

Medicare

Medicare is a health insurance for people who are at least 65 years old. It is also for certain individuals under the age of 65 who have disability and conditions. There are several plans in Medicare. When you register at Medicare, you can choose which way to get your Medicare coverage.

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There are two main options for consumers. One is original Medicare, which includes part A and part B, or Medicare Advantage (also known as part C).

Patient with medical medical medicine from the doctor

A doctor writes a recipe for a patient. ( / stock)

Medicare Part A

According to the CMS, part A, also known as hospital insurance, helps to cover hospitals, specializing in nursing facilities, hospital care and home health care.

Medicare Part B

It is a health insurance that covers doctors and other health suppliers, outpatient care, home health care and lasting medical equipment such as wheelchairs, walkers, hospital beds and other teams. It will also cover many preventive services such as projections, traits or vaccines and annual visits of “well -being”, according to CMS.

You can use part A and part B of Medicare to any doctor or hospital taking Medicare to American consumers can also buy additional coverage that helps pay for their costs out of pocket.

Medicare part d

Helps cover the cost of recipe drugs and include many recommended features or vaccines. However, consumers must add this plan to obtain Medicare’s medicine coverage.

Advantage of Medicare

This is a plan approved by Medicare of a private company that offers an alternative to original Medicare for your health and drug coverage. It is known as part C and usually the bundles of part A, part B and usually the part of planes.

This usually has different out -of -pocket costs than original Medicare or supplementary coverage such as Medigap, which is a supplementary insurance that consumers can buy from a private company that helps to pay for your costly fee in the original Medicare.

With part C, consumers can also have an additional premium, according to CMS.

Rfk jr testifies

Robert F. Kennedy Jr. Witnessing during its confirmation audience of the Senate Finance Committee on January 29, 2025 in Washington, DC (Earn McNamee / Getty Images)

However, the plans can provide benefits that Medicare original does not.

Medicaid

It is a federal and state -owned program designed to provide health coverage to people with limited income and resources. It offers advantages such as nursing home, personal care services and help paying Medicare’s premiums and other costs.

The state will pay your monthly premiums and, depending on the level of eligibility of Medicaid, can also cover Medicare’s costs, such as deductible, co -law and co -payment. In some cases, it could also cover the premiums of part A, according to CMS.

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Recipients will also receive recipe costs. Medicaid can cover medicines and services that Medicare does not, as CMS said.

However, each state has different rules about who is eligible for this program. To qualify -vos, you must meet your status Rules for your income and resources, As well as other rules such as being a resident of the state.

However, sometimes a state will offer gaps. For example, some states will allow a consumer to “spend” the amount of their income above the state medicaid limit.



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