WASHINGTON – Homeowners in areas most at risk of damage from hurricanes, wildfires and other climate disasters pay more for insurance than those living in the least exposed areas, according to a study by the US Treasury Department released on Thursday.

The survey found that homeowners living in the most at-risk areas paid 82% more in premiums on average between 2018 and 2022 than those living in the least hit areas. of harmful weather events.

Those who live in the riskiest areas are also more likely to be dropped by their insurers, the study of more than 246 million homeowner insurance policies found.