Katie Drummond, WIRED’s global editorial director, started our discussion this time, telling us how her father was recently approached by a scam caller who tried to trick him with a voice that sounded like his. Luckily no money was lost in that interaction, but it’s a strong reminder that AI-powered scams aren’t a future concern, but an issue worth thinking about now. To protect yourself and your loved ones, you probably want to create a secret passcode which you can use to authenticate each other in calls, in case of emergencies.

We’re also joined by Andrew Couts, WIRED’s senior editor focused on security and investigations. Couts shared his insights into the different methods used by scammers, including how various groups are now using AI-powered tools to infiltrate live videos and trick people out of of money. He reminded viewers to pay attention to social engineering techniques often used by scammers, such as creating a sense of urgency or urging you not to tell anyone about it. You can learn more specifically about AI scam calls here.

During the live event, I talked about my recent investigation into AI financial advisors and how it reminds me to remain skeptical of startups that claim to help with money issues. Instead of using my banking data to help me financially, AI advisors seem focused on getting me to get high-fee cash advances or high-interest personal loans.

If you want to reach out to me and ask more, thoughtful questions about the use of generative AI and chatbot tools in your daily life, my inbox remains open: [email protected]. I always enjoy hearing from WIRED subscribers, so no question is too basic or niche to ask. Our next live event is scheduled for February, so keep an eye on your inbox for more details soon.